decreasing life insurance | BTCC Knowledge

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Decreasing Term Life Insurance is a type of life insurance where the death benefit decreases over time, often in line with a repaying loan such as a mortgage. It is also known as credit life insurance. This policy is designed to cover the decreasing financial risk as the loan balance diminishes. It is typically less expensive than traditional term life insurance due to the decreasing coverage amount. It is popular among those who want to ensure their loan is paid off in case of their death.

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